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Insurance question

Natka58

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Jan 8, 2019
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Do you have insurance for your cat? if so what kind?
I had insurance for our dog and nothing she had was covered. So bot sure it’s worth it for the cat.
 
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Anansi

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Sep 24, 2017
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We do have insurance for Orpheus. We have had it since we brought him home. We have Petplan and they have been great to deal with so far and helped cover him for a bunch of tests he had to get done when he was sick when we got him home.
We have the Covered for life classic 1 and we have had no complaints and they cover for quite a bit.
 

RaisinBambino

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Oct 21, 2018
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Do you have insurance for your cat? if so what kind?
I had insurance for our dog and nothing she had was covered. So bot sure it’s worth it for the cat.
Hellos! I do not have insurance for any of my babies since I work at an animal hospital&already get a good discount BUT being that I have a lot of patients who have pet insurance, the two most common ones I believe are really great are NationWide and ASPCA. A lot of our clients seem to really like their insurance plan. 90% of their visits are covered and they get their reimbursement fairly quick. Now for insurance, its best to register your pet with insurance as soon as possible when theyre young and don’t have any pre existing medical problems. Also insurance rates will be cheaper whereas adults/seniors are more expensive. A lot of companies will NOT cover any pre existing conditions. I believe ASPCA will cover a set amount if the pet has a pre existing condition. For ex: cruciate repairs. If your pet had a cruciate repair on their rear LT leg but years later presents the same issue but with the rear RT leg, they might cover only $1,200 of the cost (Just an example. Not a real amount). I do hope this information was a little helpful !


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Yoda mom

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I do not have pet insurance - too much preexisting with adult adoptees.


( Iol I rationalize it monthly premium x number of pets x number of years paying and for me I am still ahead if I have a big bill )
I got a "care credit" card for those times - there are 6 month plus promos depending on bills amount - over $200 automatic 6 mos promo that needs to be paid in full or else huge interest . I have used it for years without paying any interest and use it at my own dental too for emergencies

several members have pet insurance and several do not .
It's a personal decision based on your pets age health etc

* I called and asked for a copy of their pet insurance contracts -
Some are available for viewing online
Some require certain annual vaccines etc
Keep in mind with Sphynx certain vaccines are not recommended (Felv,FIP )

Here is a recent thread
@RaisinBambino thanks l for sharing great info

Do you have insurance for your Sphynx?
 
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Catzzzmeow

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We have Healthy Paws insurance on our boys. Seeing how this breed has started having some health issues even from great breeders, we decided to start. Our 2 older girls are not covered. One we know would not be covered due to pre-existing conditions. I figure if you are going to get insurance do it when they are a kitten so more is covered.
 

Anansi

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I definitely agree that if you want insurance or are considering it start as a kitten otherwise you may end up with pre-existing conditions not being covered. Luckily for me my breeder sends all kittens home with 6 weeks free insurance that we then have the choice to continue and are contacted by the insurance provider meaning Orpheus has been covered from the get go and everything is basically covered for him :)
 
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