HappyLilSphynx
Lairian
- Joined
- Mar 8, 2014
- Messages
- 61
- Points
- 29
Of course I'd think of this as I'm about to leave town ...
After losing my sweet girl to severe heart issues just before Christmas, I'm hoping to adopt a hairless baby either later this year or sometime next year. Because of the cost from her heart issues (more than $2,000 last year alone), it's an even bigger concern than it was for me when I was first looking to adopt a sphynx (her breeder promised to reimburse me for her purchase price - and my plan was to use that money to help with the vet bills - but is now claiming she won't ... but that's a whole different issue!)
Anyway, I'm looking into pet insurance. On one hand, it's yet another expense; on the other, it would have been significantly less expensive than the vet bills for echos, blood work, medications, emergency vet bill (when she threw the blood clot), final expenses, etc. I've looked at a few; I've noticed that, at least for the first year, there doesn't seem to be a major difference in expense for a $100 or a $250 copay (the difference was about $90 per year more for the $100 annual copay ... given that there would be several rounds of kitten shots, a spay or neuter, a 6-month check up, possibly a preliminary HCM scan, etc. it would definitely be worth the extra $90!)
I was wondering if any other sphynx parents have looked into and/or used pet insurance? I've read from some individuals that they recommend it, while I've also read reports that say to put the money aside instead because vet bills will likely be less expensive than the insurance plans ... I've also heard that pet insurance varies by country; I'd be looking for something in the US
After losing my sweet girl to severe heart issues just before Christmas, I'm hoping to adopt a hairless baby either later this year or sometime next year. Because of the cost from her heart issues (more than $2,000 last year alone), it's an even bigger concern than it was for me when I was first looking to adopt a sphynx (her breeder promised to reimburse me for her purchase price - and my plan was to use that money to help with the vet bills - but is now claiming she won't ... but that's a whole different issue!)
Anyway, I'm looking into pet insurance. On one hand, it's yet another expense; on the other, it would have been significantly less expensive than the vet bills for echos, blood work, medications, emergency vet bill (when she threw the blood clot), final expenses, etc. I've looked at a few; I've noticed that, at least for the first year, there doesn't seem to be a major difference in expense for a $100 or a $250 copay (the difference was about $90 per year more for the $100 annual copay ... given that there would be several rounds of kitten shots, a spay or neuter, a 6-month check up, possibly a preliminary HCM scan, etc. it would definitely be worth the extra $90!)
I was wondering if any other sphynx parents have looked into and/or used pet insurance? I've read from some individuals that they recommend it, while I've also read reports that say to put the money aside instead because vet bills will likely be less expensive than the insurance plans ... I've also heard that pet insurance varies by country; I'd be looking for something in the US
