Fun Friday Cat Fact of the Day 11-12-26… insurance

[Catzzzmeow]

Approximately 1% to 7% of cat owners in North America have pet insurance for their cats, with recent 2025/2026 data suggesting the figure is on the lower end (around 1–2%) for the total cat population. Do you have insurance on your cat? Feel free to answer yes or no in the comments.

TGIF Lairians

 

[Annejo12]

I never had insurance with my first kitty. I think I’ll look into it for my next two.

 

[Yoda mom]

awh! adorable Luchi-Chi's first FFF !!!

All adoptees here for 40 years and never had insurance personally. Everyone's circumstances is different for what is best for them and their nakids and furbabies.

With my zoo over the 40 years of pups and kittles adoptees and considerations for any "pre existing" conditions,
if I added up the cost of the monthly insurance premiums X times number of pets over 40 yrs and consider the insurance premium increases with age , and add up my out of pocket vet costs, ( diabetic pup, epileptic pup with cancer, HCM sphynx with cancer, sphynx with eye issue corneal sequestrum and a bengal adoptee with IBD and high blood pressure ) for me I am still ahead of the game.. luckily.

(My ex husband actually has a youtube video review from one of the insurance companies that visited his home where he praised the company. then the next year had problems with the company and reimbursement. ). every case is different.



I do a savings slush fund with automatic withdrawal out of my check into a savings account for the zoo. I also keep a care credit card on hand and never paid a dime of interest. charges over $200 get a 6 mos promo, but not all vets offices accept care credit , often the smaller privately owned practices do not accept care credit ..so always check provider lists ahead of time. Fortunately my long time vet accepts care credit.

* however with Care Credit, the minimum monthly payment does NOT pay off the promo amount.
I take the total amount of the promo, divide by 6 and make that and more my monthly minimum payment and pay on time.

** Care Credit : You have to watch the due dates and the *promo expiration dates or you may fall into compounding interest.

example, my regular care credit bill due on the 11th of the month but a promo expires the 18th.

I have to make the monthly payment due date and then make sure to pay the expiring promo too by its due date that may fall in the same month.

so, to make it easier, I pay the expiring promo balance in that month in full amount...
I set up for the 9th for my regular billing due date of the 11th.
never paid a dime of interest managing several promos at once with my crew this way. care credit is not for the faint of heart to manage with several promos at once.

*care credit is not good for those that do not manage the bills and promos meticulously or will eat you alive and accrue compounding interest of about 34%).


**With that said, If I were to purchase a sphynx kitten I would look into insurance options and read the fine print and do comparisons and see what works best for me.



hugs n head smooches.